Why use Mobicred
Seamless and easy purchase process.
Many stores. One account. One monthly repayment.
Application to purchase in under 15 minutes*.
How to Shop Online
Add to Cart
Add your branded items to your cart
Checkout
Select Mobicred as your payment method
Username and Password
Enter your Mobicred Username and Password
Authentication
Receive and enter the Mobicred OTP
Purchase Confirmation
Payment is complete and your Crossover order will be on its way
How to Apply
Apply in App or Online
Download the Mobicred App and complete the one-page application form and get an instant response.
Accept Terms
Accept our Terms and Conditions and get your credit limit.
Complete your Application
Using automated Income Verification and Facial recognition technology.
Go Shopping
Thought there was more? Nope.
Use Mobicred to pay online or in-store.
Terms and conditions
Ts & Cs apply. Mobicred is powered by RCS Cards, a registered Credit Provider (NCRCP 38) and Authorized FSP (44481). The displayed monthly payment amount is indicative monthly pricing for 12 months at the current interest rate applicable, including a monthly fee but excludes a once-off account initiation fee. Please note the annual interest rate is subject to change.
Ts & Cs apply. Mobicred is powered by RCS Cards, a registered Credit Provider (NCRCP 38) and Authorized FSP (44481). The displayed monthly payment amount is indicative monthly pricing for 12 months at the current interest rate applicable, including a monthly fee but excludes a once-off account initiation fee. Please note the annual interest rate is subject to change.